POSB Interest Rates 2025 (Jan–March)

POSB Interest Rates for the Year 2025 (Jan–March). 

POSB Scheme Name	Rate of Interest (Jan–March 2025) (%)
Savings Deposit	4.0
1 Year Time Deposit	6.9
2 Year Time Deposit	7.0
3 Year Time Deposit	7.1
5 Year Time Deposit	7.5
5 Year Recurring Deposit	6.7
Senior Citizen Savings Scheme	8.2
Monthly Income Account Scheme	7.4
National Savings Certificate	7.7
Public Provident Fund Scheme	7.1
Kisan Vikas Patra	7.5 (Matures in 115 months)
Sukanya Samriddhi Account	8.2