Postal Services eBook | Post Office Services e-Book in PDF by Mangaluru Division

By Admin
0

Profitable Post Office Schemes and Services for All Ages and Requirements. Download Postal Services eBook in PDF.

The Post Office offers a variety of savings schemes and services that cater to individuals of all ages, providing secure and profitable options for investment and financial planning. From saving accounts to long-term income schemes, here’s an overview of the most popular schemes provided by the Postal Department.

Table of Contents

IndexScheme or ServicePage Number
1Postal Savings Account3
2Post Office Recurring Deposit (RD) Account4-5
3Post Office Time Deposit Account6-7
4Post Office Monthly Income Account (MIS)8-9
5Senior Citizens Savings Scheme (SCSS)10-12
6Women's Honor Savings Certificate Account13-15
7Sukanya Samriddhi Account16
8National Savings Bond17
9Kisan Vikas Patra (KVP)18
10Post Office Public Provident Fund (PPF) Account19-20
11Various Services Offered by the Post Office21-23
12‘PM Cares for Children’ Project24-26
13Profitable Post Office Schemes27
14Postal Department Services - For All Ages and Needs28-29

1. Postal Savings Account (Page 3)

  • Description: A regular savings account that offers guaranteed returns with easy access to your money.
  • Details:
    • Minimum balance requirement
    • Interest calculated quarterly
    • Suitable for daily savings

2. Post Office Recurring Deposit (RD) Account (Pages 4-5)

  • Description: A recurring deposit scheme where you deposit a fixed amount every month.
  • Details:
    • Tenure: 5 years
    • Fixed monthly deposit with compounded interest
    • Ideal for long-term savings with regular income

3. Post Office Time Deposit Account (Pages 6-7)

  • Description: Fixed deposits with various tenure options, offering higher interest rates than savings accounts.
  • Details:
    • Tenure: 1, 2, 3, or 5 years
    • Interest compounded annually, paid quarterly
    • Suitable for lump-sum investments

4. Post Office Monthly Income Account (MIS) (Pages 8-9)

  • Description: A scheme that provides fixed monthly income on your investment.
  • Details:
    • Minimum investment required
    • Guaranteed monthly income
    • Ideal for retirees or those looking for regular income

5. Senior Citizens Savings Scheme (SCSS) (Pages 10-12)

  • Description: A high-interest savings scheme for senior citizens.
  • Details:
    • Tenure: 5 years (extendable)
    • High interest paid quarterly
    • Safe investment option for individuals over 60 years of age

6. Women’s Honor Savings Certificate Account (Pages 13-15)

  • Description: Special savings account exclusively for women, offering favorable returns.
  • Details:
    • Aimed at empowering women financially
    • Attractive interest rates
    • Encourages women to save for the future

7. Sukanya Samriddhi Account (Page 16)

  • Description: A savings scheme aimed at securing the future of the girl child.
  • Details:
    • Only for parents of a girl child (below 10 years)
    • Long-term investment with high returns and tax benefits
    • Partial withdrawal allowed after the child reaches 18 years of age

8. National Savings Bond (Page 17)

  • Description: A long-term savings bond with guaranteed returns.
  • Details:
    • Tenure: Long term
    • Interest rate: Competitive and stable
    • Suitable for risk-free investments

9. Kisan Vikas Patra (KVP) (Page 18)

  • Description: A savings certificate scheme that doubles your investment after a fixed tenure.
  • Details:
    • Tenure: 10 years (subject to change)
    • Risk-free and guaranteed returns
    • Ideal for rural investors and small savers

10. Post Office Public Provident Fund (PPF) Account (Pages 19-20)

  • Description: A popular long-term savings option with tax benefits.
  • Details:
    • Tenure: 15 years (extendable)
    • High interest rates and tax-free returns
    • Ideal for retirement savings

11. Various Services Offered by the Post Office (Pages 21-23)

  • Mail Services: Speed Post, Registered Post, and Parcel services
  • Financial Services: Money transfer, bill payments, insurance, and banking services
  • Philatelic Services: Collecting and distributing stamps for collectors
  • Other Services: E-commerce and retail services

12. ‘PM Cares for Children’ Project (Pages 24-26)

  • Description: A government initiative providing financial aid and support to children affected by COVID-19.
  • Details:
    • Offers monthly financial support for children's welfare
    • Special accounts and services for affected children
    • Social security and educational support for orphans

13. Profitable Post Office Schemes (Page 27)

  • Post Office Savings Account
  • Post Office RD
  • Senior Citizens Savings Scheme
  • Kisan Vikas Patra
  • Sukanya Samriddhi Account
  • Public Provident Fund (PPF)

These schemes provide reliable returns and tax benefits, making them an excellent choice for individuals looking for secure investments.


14. Postal Department Services - For All Ages - For All Kinds of Requirements (Pages 28-29)

The Post Office offers services for every stage of life—from savings schemes for children to monthly income schemes for retirees. Whether you are looking to save for your future, earn a regular income, or invest in long-term plans, the Post Office has a scheme to suit your needs. With its wide range of financial services, it serves as a trusted platform for all age groups and financial needs.



Tags

Post a Comment

0Comments

Post a Comment (0)

#buttons=(Ok, Go it!) #days=(20)

Our website uses cookies to enhance your experience. Check Now
Ok, Go it!