The postal department’s India Post Payments Bank (IPPB) has
conducted around 15,000 transactions value through Aadhaar-enabled Payments
System (AePS) during lockdown starting from March 23 2020
Through the AePS facility, a postman or Gramin Dak Sevak
acts as a human ATM and delivers money at the doorstep of customers. The
customers can also withdraw money from the nearest post office.
This service allows customers to withdraw up to ₹ 10,000 for
each transaction from any of their Aadhaar-linked bank-accounts, using
biometric authentication. According to postal department Gramin Dak Sevaks and postman have been equipped with smartphones
and biometric devices to provide banking services at the doorstep of the
customers.
All postmen use ‘micro ATM’ application on their
smartphones to help customers in withdrawing their money through the AePS facility.
A postman can deliver more than ₹ 1,00,000
every day
It helped customers,
especially the elderly, to withdraw money at their doorsteps without any
additional charge. They also don't have to travel to far places or stand in
queues to withdraw their money.
Aiming to benefit more customers, the Department has urged the public to withdraw Old Age Pension and financial assistance through other social security schemes, including PM KISAN scheme, through the AePS facility.
