1. Minimum Amount required to purchase
a National Savings Certificate is _____ & it is in Multiples of ______
|
A) |
500 & 100 |
|
|
|
B) |
1000 & 100 |
|
C) |
1000 & 500 |
|
|
D) |
1000 & 1000 |
2. NSC of Rs 1000 grows to Rs _______
after 5 years.
|
A) |
1359.49 |
|
|
|
B) |
1389.49 |
|
C) |
1375.89 |
|
|
D) |
1399.49 |
3. NSC will be issued in the shape of
Passbook w.e.f. :
|
|
A) |
01.07.2016 |
|
B) |
01.04.2016 |
|
|
C) |
01.09.2016 |
|
|
D) |
01.06.2016 |
4. Passbook _______is used for NSC
|
A) |
SB-5 |
|
|
|
B) |
SB-5A |
|
C) |
SB-4 |
|
|
D) |
SB-5B |
5. NSC Passbook containing number of
pages _____+ Cover Page
|
A) |
2 |
|
|
|
B) |
4 |
|
C) |
6 |
|
|
D) |
8 |
6. Amount Invested in KVP Doubles In
_____Months
|
A) |
112 |
|
|
B) |
118 |
|
|
C) |
120 |
|
|
|
D) |
124 |
7. Up to Which Value KVP Maturity
Payment can be made by cash?
|
A) |
10000 |
|
|
|
B) |
20000 |
|
C) |
50000 |
|
|
D) |
100000 |
8. KVP was re-introduced from ?
|
|
A) |
23.09.2014 |
|
B) |
01.12.2011 |
|
|
C) |
01.12.2012 |
|
|
D) |
23.09.2013 |
9. KVP certificate may be encashed at
any time after expiry of _______ from the date of purchase of certificate
|
A) |
1 Year |
|
|
B) |
2 Years |
|
|
|
C) |
2.5 Years |
|
D) |
3 Years |
10. Minimum amount required for opening
SSA account is________& Subsequent deposits in multiples of
rupees______.
|
A) |
100 & 50 |
|
|
B) |
250 & 100 |
|
|
|
C) |
250 & 50 |
|
D) |
250 & 500 |
11. If minimum Rs 250/- is not
deposited in a financial year, account will become discontinued and can be
revived with a penalty of Rs _______ per year with minimum amount required for
deposit for that year.
|
A) |
100 |
|
|
B) |
250 |
|
|
C) |
300 |
|
|
|
D) |
50 |
12. Deposits in SSA may be made in the
account till the completion of a period of ____ years from the date of opening
of the account.
|
A) |
Fourteen |
|
|
|
B) |
Fifteen |
|
C) |
Ten |
|
|
D) |
Twenty One |
13. Normal SSA Premature closure will
be allowed after completion of 18 years on the occasion of marriage _____ month
before and ______ month from date of marriage.
|
A) |
One & Two |
|
|
B) |
Two & Three |
|
|
|
C) |
One & Three |
|
D) |
Two & Four |
14. ln case of an SSA account under
default, if not regularized within 15 years of the opening of account, then the
whole deposit, including the deposits made prior to the date of default, shall
be eligible for interest at the rate applicable to the _______ till closure of
the account
|
A) |
POSB Scheme |
|
|
|
B) |
SSA Scheme |
|
C) |
Term Deposit Scheme |
|
|
D) |
PPF Account |
15. Is Nomination Mandatory while
Opening SSA Account?
|
|
A) |
Yes |
|
B) |
No |
|
|
C) |
Cannot be, because it is
opening on behalf of minor |
|
|
D) |
Need not be, either Parents or Guardians will be default nominees |
16. The interest in SSA shall be
calculated for the calendar month on the lowest balance in an Account on the
deposits made between the close of the _______ day and the end of the month.
|
A) |
7th |
|
|
|
B) |
5th |
|
C) |
10th |
|
|
D) |
15th |
|
|
|
|
|
17. For transfer of SSA account from post office to Bank and vice versa,
procedure laid down for _______ Scheme account shall be followed.
|
A) |
SSA |
|
|
|
B) |
PPF |
|
C) |
NSC |
|
|
D) |
KVP |
18. Sukanya Samriddi Account Scheme was
launched on _______& at_______.
|
A) |
22nd January 2015 & Delhi |
|
|
B) |
22nd February 2015 & Patna |
|
|
|
C) |
22nd January 2015
& Panipath |
|
D) |
22nd April 2015 & Lucknow |
19. Sukanya Samriddi Account Rules 2016
was rescinded on___________and the new SSA Scheme 2019 was introduced.
|
A) |
10th November 2019 |
|
|
|
B) |
12th December
2019 |
|
C) |
16th November 2019 |
|
|
D) |
22nd December 2019 |
20. For transfer of POSB
accounts/certificate- the depositor should apply in the prescribed form
______with Passbook and KYC documents
|
|
A) |
SB 10(B)/NC-32 |
|
B) |
SB 10/NC-32 |
|
|
C) |
SB 10(B)/NC-34 |
|
|
D) |
SB 10(A)/NC-32 |
21. The Application Form No _______for
Applying duplicate certificate in respect of lost, stolen, destroyed, mutilated
or defaced certificate.
|
A) |
NC-26 |
|
|
|
B) |
NC-29 |
|
C) |
NC-32 |
|
|
D) |
NC-34 |
22. What are the Charges for Dishonour
of Cheque ?
|
A) |
INR. 25/- |
|
|
B) |
INR. 50/- |
|
|
|
C) |
INR. 100/- |
|
D) |
INR. 200/- |
23. What are the Daily ATM Cash
withdrawal limit & per Transaction limit?
|
A) |
10000 & 10000 |
|
|
B) |
15000 & 10000 |
|
|
|
C) |
25000 & 10000 |
|
D) |
40000 & 5000 |
24. Which one of the below statement is
False in respect of facilities available in Intra Operable Net banking ?
|
|
A) |
Opening of PPF
account |
|
B) |
Deposit in linked RD Accounts |
|
|
C) |
Opening of TD account. |
|
|
D) |
Cheque Stop payment request. |
25. Premature closure of an SSA account
under case of extreme compassionate grounds such as medical support in
life-threatening diseases of the account holder shall not be made before
completion of _______ years from the date of opening of the account.
|
|
A) |
5 Years |
|
B) |
6 Years |
|
|
C) |
7 Years |
|
|
D) |
10 Years |
